Who We Are

Sequel Insurance Agencies is a brand name and service mark used to represent the following affiliated insurance producers (each, a “Producer”): Arbor Insurance Group, LLC, GIA Group, LLC, Cogswell Insurance Agency LLC, and Insurance Circle Agency, LLC.  Each is separately licensed and offers property and casualty insurance products and services in multiple states.  

Products and Services

The information and descriptions contained on our website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services offered.  The descriptions are provided solely for general informational purposes and are not intended to be construed or interpreted as an offer of sale for any such products or services.  Each Producer sells, solicits, and negotiates insurance only in those jurisdictions in which it holds a valid license to do so.  The products and services identified and described on this website may not be offered by all Producers and may not be available in all jurisdictions. All products sold by the Producers and described on this website are underwritten by third-party insurance carriers, and these carriers, and not the Producers, bear financial responsibility for claims. 

Producer Compensation Disclosure

Each Producer is a licensed insurance producer.  As such, it is authorized by its license to act as an intermediary to sell, solicit, and negotiate insurance contracts. Each Producer is compensated by insurers and/or other third parties. This compensation may vary depending on several factors, including the insurance contract selected and the insurer(s) providing it. In some cases, other factors, such as the volume or profitability of business a producer provides to an insurer, may affect compensation.

Insurance purchasers may obtain information about compensation expected to be received by the Producer based, in whole or in part, on the sale of insurance to a purchaser, and (if applicable) compensation expected to be received on any alternative quotes presented to a purchaser by the Producer, by requesting such information from Producer.

Disclaimer and Limitation of Liability

The information on this website is for general information purposes only and does not constitute legal, tax, benefit, investment, insurance, or other professional advice.  Your use of this website does not create an agent-client, broker-client, or any other contractual or fiduciary relationship with any Producer. We make no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes.  We do not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code.  We also assume no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.

To the maximum extent provided by law, no Producer shall be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your reliance upon, use of or inability to use this website or the materials or services provided on this website or the products or services received from this website.  Exemptions of implied warranties may not be allowed in all jurisdictions.

Restrictions on Use of Materials

No materials from this website or any website owned, operated, licensed or controlled by a Producer may be copied, reproduced, republished, uploaded, posted, transmitted, hyperlinked, or distributed in any way.  You may download material displayed on this website for your noncommercial, personal use only and provided you do not remove any copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, link or use the content of this website for public or commercial purposes, including the text, images, audio, and video.

Trademarks and Copyrights

All trademarks, services marks, trade names, logos, icons and domain names, registered or not, located on this website are the property of Producers and others.  Nothing contained on the website should be construed as granting, by implication or otherwise, any license or right to use any trademark, service mark, trade name, logo, icon and domain name displayed on this website.  Your use of the trademarks, service marks, trade names, logos, icons and domain names displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.  Images displayed on this website are either the property of, or used with permission by, Producers. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.